BUSINESS TOOL
Service business break-even calculator
Find the minimum number of jobs or monthly revenue required to cover fixed costs and contribution margin.
CALCULATOR
Calculate your break-even point
Use average values across your current service mix.
Recommended minimum
—
This is a planning tool, not a final quote. Verify local costs, taxes, and regulations.
Fixed costs versus variable costs
Fixed costs do not change much with each job: insurance, software, rent, salaries, and vehicle payments. Variable costs rise with activity: supplies, fuel, payment fees, and hourly labor for production.
Formula: fixed costs ÷ (average job revenue − variable cost per job).
Use break-even as a floor
Break-even means zero profit. A healthy business needs an additional margin for taxes, equipment replacement, owner pay, emergencies, and growth. Set a target above break-even and review the number monthly.
Frequently asked questions
Does break-even include owner pay?
Only if you include owner pay in fixed costs. Otherwise it shows the point before paying yourself.
How often should I recalculate break-even?
Review it monthly and whenever prices, payroll, insurance, or major fixed expenses change.
NEXT STEP
Build the business from real numbers.
Use the free calculators first. The starter kit turns the same framework into reusable spreadsheets, checklists, and customer templates.
See the starter kit